GRF 

While health insurance isn't always required by state law depending on where you live, federal law requires employers with 50 or more full-time equivalent employees (FTEs) to provide health insurance benefits with minimum essential coverage (MEC).

Whether you are a small or mid-size company, offering health benefits to your employees for the first time or have an existing benefits program, offering benefits is a great way to attract and retain top talent.

While traditional group health insurance is a popular option, rising premium costs have made it challenging for companies of any size to offer benefits to their employees.

There are programs available for business owners ranging from small to mid-size companies who can't offer traditional group coverage due to high contribution costs per employee or low participation requirements.

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We have solutions and options for all group sizes that work best for both the employees and business owners.